Say Goodbye to ATM Surcharges!

We’ve all been there. Standing in front of another financial institution’s ATM, just waiting to get dinged by a surcharge fee for accessing our cash. One dollar, two dollars, three dollars…the surcharges vary, but the frustration of getting “dinged” remains the same. That is, unless you belong to a credit union. With access to a national network of ding free^® ATMs from BC to Newfoundland, Canadian credit union members can keep more of their money where it belongs; paying no surcharge fees at thousands of credit union and other participating ATMs across Canada. It’s a network of ATMs that’s bigger than most banks and it’s all ding free^®.

What’s a ding free® ATM anyway?

Members have always enjoyed access to thousands of ding free^® ATM’s across Canada (an ATM network bigger than most banks).

“ding free” means that members pay no surcharges at credit union and other participating ATM’s across Canada for withdrawals, deposits and balance inquiries.

A surcharge (or convenience fee) is a fee charged by an ATM owner at the time of the transaction and appears on the ATM receipt. A surcharge ranges from $1 to $3, and comes with a warning screen before the ATM transaction is complete.

Surcharges are not the same as transaction or account fees, which would appear on a member’s monthly statement – i.e. when a member exceeds the limits of a package account that comes with a fixed amount of free transactions per month.

How can I find one?

With an ATM network bigger than most banks, credit union members have access to thousands of surcharge free ATM's from sea to sea. Look for the ding free^® decal on participating ATM's across Canada.

To find the nearest ding free^® ATM, download our free ATM locator app.  Available for iPhone, Android, Windows and Blackberry devices, our new ding free^® locator app makes it easy to find surcharge-free ATMs on the go.