Financial Planning

For the Life You Want

We understand that everyone’s needs are different. You may be planning for retirement, ready to start retirement or you may be saving for your children’s education.

Whatever your unique needs are, HMECU has the expert advice as well as the products and services to help you be successful.

Some of the ways we help our members include:

  • Understanding your OMERS or HOOPP pension
  • What you need to do now to retire comfortably in the future
  • How to retire early
  • RRSP’s vs. non-registered investments
  • Choosing the right investments
  • Minimize income tax
  • What to do with sick bank & vacation pay at retirement
  • Education planning
  • Estate Planning
  • Probate strategies

Unlike the banks, our experienced and professional staff are salaried employees, not commissioned. At HMECU, your best interests are our #1 priority. Before you make decisions that could impact the rest of your life, talk with someone you can trust.

Just a few minutes of your time could make the financial difference of a lifetime.